HOME CREDIT YOU CAN TRUST

Simple | Affordable | Loans

Firth Finance is a family owned and trusted Home Credit provider operating since 1971. As a responsible lender with easy repayment options and no hidden fees or charges, we are proud to be a leading provider of affordable loans in Belfast and throughout Northern Ireland.

LOAN CALCULATOR

All of our loans can be paid by Debit Card, standing order or as a weekly home collection.

Cashless Options now available!
After applying online and if approved you can have your loan transferred directly into your bank account!  You can also make repayments remotely using our payment line, direct money transfer to us or by Recurring Transactions from your Debit Card just indicate your options on your application form.

I would like to borrow
 

Min £100

Max £1200

Total Payable

 

As we are a responsible lender and for your protection, all applications are subject to a credit check and / or customer affordability assessment. View our terms & conditions here.

Representative Example: £300 loan repayable over 30 weeks at £15.60 per week. Rate of interest 97.34% p.a. fixed. Representative 401.14% APR. Total amount payable is £468.

Firth Finance Card One Money

THE RULES
ARE CHANGING

If you have a Post Office card account it will be closed on 30 November 2022.
Most benefits can continue to be paid into this account until then.
If you get tax credits or Child Benefit, they can’t be paid into your Post Office
card account after 5 April 2022.
PROTECTING THE INTERESTS OF OUR CUSTOMERS
For over 50 years Firth Finance has provided home credit in Northern Ireland.
NORTHERN IRELAND BASED TRUSTED CREDIT PROVIDER
As a leading doorstep lender in Belfast, and across the province, the company is fully authorised and regulated by the Financial Conduct Authority.
MANAGEABLE AND INTERCHANGEABLE REPAYMENT OPTIONS
Firth Finance trade as a responsible lender with family values and morals, making sure our customers always come first.
QUICK AND EASY APPLICATION PROCESS
Applications take only 15 minutes to complete.
RESPONSIBLE LENDER PUTTING OUR CUSTOMERS FIRST
We are a responsible lender with easy repayment options and no hidden fees or charges.
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MAKING IT SIMPLE FOR YOU

Our personal loans offer a range of interchangeable repayment options, including one-off or recurring debit card payments, direct money transfer, and we also offer a convenient home collection service in Northern Ireland.

We make sure our customers are treated fairly and are offered favourable terms that are both affordable and manageable, with no hidden fees or late payment charges.

Our short-term loans are available as cash, or via pre-paid debit MasterCard which is fully manageable online.

We offer a simple application process with a decision available in as little as 24 hours.