Firth Finance Application
Firth Finance Processing
Firth Finance Decision

Emergency loans

A broken boiler or a vehicle in need of urgent repairs are just two of the many unforeseen circumstances that may leave you in financial limbo if you don’t have access to savings or immediate funds to sort the problem.

If you need money in a hurry due to an emergency or a crisis, Firth Finance can offer small cash loans in Northern Ireland for those unexpected costs.

You can choose to pay your emergency loan via weekly, fortnightly, or monthly installments, and one of our friendly team will call at a convenient time to provide a home collection service at your doorstep if necessary.

You can also choose to repay your emergency loan directly from your bank account if preferred.

How can I get an emergency loan in Northern Ireland?

We make it easy to apply online, via your local Firth Finance Representative, or contact us by phone or email, with a straightforward application process and a decision available in as little as 24 hours.

We consider all applications, even if you have a history of bad credit. Once we receive your details, we will run both a credit check and an affordability assessment. A member of our friendly team will then be in touch to discuss next steps and to finalise your loan.

Emergency loans are usually for small borrowings that can be paid off quickly over months, rather than years. These short term loans should not be seen as a long-term solution to financial difficulties.

How much do emergency cash loans cost?

Firth Finance has been a leading lender of emergency cash loans in Northern Ireland since 1971. If you are a new customer you can apply to borrow between £100 – £200. Existing customers can borrow up to £1200.

Our loans have various terms, which are based on the amount you want to borrow. Your payment amounts are fixed and your paperwork will clearly show you how much your loan will cost.

Your emergency loan money can be received in either cash, by direct money transfer, or loaded onto a pre-paid debit MasterCard and personally delivered to your door if required.

As a responsible lender with easy repayment options and no hidden fees or charges, we’ll even provide a rebate should you choose to pay back your loan early!