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What is a short term loan?

Short term loans can help people to cope with emergency, unexpected or essential expenses, such as replacing faulty home appliances or purchasing school uniforms for children.

A short term loan is similar to a personal loan, however funds are usually repaid over weeks, rather than years, depending on the lender.

If you only require a small amount of money, and you want to repay it quickly, then a short term loan could be your solution.

All lenders have different lending criteria, and it isn’t always necessary to have a squeaky-clean credit history to be accepted for a short term loan.

Repayments will include interest which will be clearly set out in your loan agreement. However, you should note that short term borrowing can be more costly with higher interest rates versus long term borrowing.

Do Firth Finance offer short term loans?

Firth Finance offer short term loans starting at £100 in the form of cash, or pre-paid debit MasterCard.

We consider all applications, even if you have a history of bad credit. After assessing your financial circumstances, we’ll carry out both a credit and affordability check to make sure your borrowings and repayments are manageable.

To apply for a short term loan, please complete the online application process. Alternatively, you can contact us via phone or email us, and one of our friendly team will assist you with your application which can be completed in minutes.

How much does a short term loan cost?

We offer a range of repayment options and terms, making it simple for you. You can choose to repay your loan using our dedicated telephone payment line, by a recurring payment from your bank account, or a direct money transfer. We also offer a convenient home collection service at your doorstep if required.

Our interest rate is fixed and your paperwork will clearly show you how much your loan will cost.

All Firth Finance loans have no hidden fees or late payment charges, so you’ll know exactly what you’re paying back when you take out your loan agreement.

As a responsible lender with family values and morals, we aim to educate our customers on strategies to avoid unnecessary borrowing and debt. You will even receive a rebate if your loan is paid back early!