HOME CREDIT YOU CAN TRUST
Simple | Affordable | Loans
Firth Finance is a family owned and trusted Home Credit provider operating since 1971. As a responsible lender with easy repayment options and no hidden fees or charges, we are proud to be a leading provider of affordable loans in Belfast and throughout Northern Ireland.
All of our loans can be paid by Debit Card, standing order or as a weekly home collection.
Cashless Options now available!
After applying online and if approved you can have your loan transferred directly into your bank account! You can also make repayments remotely using our payment line, direct money transfer to us or by Recurring Transactions from your Debit Card just indicate your options on your application form.
As we are a responsible lender and for your protection, all applications are subject to a credit check and / or customer affordability assessment. View our terms & conditions here.
Representative Example: £300 loan repayable over 30 weeks at £15.60 per week. Rate of interest 97.34% p.a. fixed. Representative 401.14% APR. Total amount payable is £468.
Most benefits can continue to be paid into this account until then.
If you get tax credits or Child Benefit, they can’t be paid into your Post Office
card account after 5 April 2022.
MAKING IT SIMPLE FOR YOU
Our personal loans offer a range of interchangeable repayment options, including one-off or recurring debit card payments, direct money transfer, and we also offer a convenient home collection service in Northern Ireland.
We make sure our customers are treated fairly and are offered favourable terms that are both affordable and manageable, with no hidden fees or late payment charges.
Our short-term loans are available as cash, or via pre-paid debit MasterCard which is fully manageable online.
We offer a simple application process with a decision available in as little as 24 hours.
When it comes to holidays, we can all get a little carried away! We love treating ourselves; but where do we draw the line? The
It’s awards season, and we’re delighted to have scooped our first win at the Worldwide Finance Awards for ‘Best Regional Independent Home Credit Company (Northern