Are you having a hard time paying your bills?
If you’re feeling the pressure, here are five great tips to help you get back on your feet:
✔️ Budget.
Start by making a weekly or monthly budget that includes all your income and expenses, and if possible, do everything in your power to increase your income. Use your budget as a spending guideline and try to live within your means.
✔️ Prioritise.
Pay debts and important expenditure before you spend another penny! Look at what’s important (eg) food, housing. Scale back on non-essential spending.
✔️ Plan.
Make a list for your food shopping in advance and stick to it. Also, by simply swopping from branded items to generic items, you can generate huge savings on your normal weekly shop.
✔️ Review.
Look at your existing providers of electricity, gas, broadband, phones, and their ongoing charges. Compare and seek out a better deal elsewhere.
✔️ Don’t bury your head in the sand or sweep your bills under the carpet.
Contact your creditors and let them know your situation. They may be willing to work with you and agree to an alternative payment plan.
Don’t get overwhelmed. Take action today. You’ll thank yourself tomorrow!
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